Am I overdue?
The EPA's range is that household tanks are "typically pumped every three to five years", so five years is the outside edge of it rather than the middle. Measured against that, a lot of this region is past due. Of the roughly 108,000 septic properties in Pierce and King counties with any pump-out on file, 40.5% have nothing recorded in the last five years and 14.6% nothing in more than a decade. That is the size of the backlog, not a standard to measure yourself against: plenty of company is not the same as being fine.
A further 25.2% have no pump-out on record at all. We will not dress that up as never pumped, because county filings only become dense from about 2013 and a company that does not report would never appear. What it does mean is that nobody can currently demonstrate when your tank was last serviced.
What is at stake if it keeps sliding is not dramatic, which is exactly why it slides. The mechanism is not ours to assert, so here is the EPA's: if "the tank fills up with solids, it can push the solids into the drainfield, causing the pipes to clog and increasing the thickness of the biomat." That sentence is the whole argument for keeping to a schedule. The tank is the component that gets pumped. The drain field is the component that gets replaced. EPA guidance on caring for a septic system
There is also a deadline somebody else may set for you. In Pierce County a Report of System Status is required before a septic property changes hands, and the inspection behind it is carried out with the tanks pumped, so a sale forces the job onto whatever timetable the closing date allows. Doing it on your own schedule is a great deal less stressful than doing it on a buyer's, and it leaves room to deal with anything the inspection turns up before a closing date depends on it.
Pumping is a flat $549 and a septic inspection is a flat $299. If you know it has been more than about three years, book the pump-out. If you genuinely do not know where you stand, book the inspection and find out before you spend anything else. Call (253) 364-7416 or book it now.